Renting offers flexibility, but buying a home may be a smart move if you plan to stay for 2 or more years in the Netherlands. Here are five potential benefits: 1. Build equity over time With a repayment mortgage, part of each monthly payment goes toward paying down your loan. That will help you build … More 5 Reasons You May Choose to Buy Instead of Rent
As of 1 January 2025, the limit for the National Mortgage Guarantee (NHG) will rise from €435,000 to €450,000. If you want to co-finance energy-saving measures, the limit will even rise to €477,000. This means that home buyers with a mortgage up to this amount will have the opportunity to build in extra security. At … More National Mortgage Guarantee limit rises to €450,000: can you benefit from this?
As a real estate agent closely following the Dutch property market, I want to highlight a unique opportunity emerging in 2025: the increasing number of private landlords selling off smaller properties. These shifts in the market are opening doors for first-time buyers looking to step onto the property ladder. Here’s why this is happening and … More Opportunities for First-Time Buyers: How Private Landlords Are Shaping the Dutch Housing Market
Just before Christmas I had a chat with one of our clients, who made the big step to build himself a future in the Netherlands a couple of years ago. I asked him if he maybe could share some insights and tips for those considering a similar step. He replied that he would put some … More Living the Dream: An Expat’s Guide to the Netherlands
Are you dreaming of making the Netherlands your new home, exploring picturesque canals, landscapes, villages or cities and immersing yourself in Dutch culture? As an expatriate, one of the most significant steps in settling down in the Netherlands is securing a mortgage for your dream home. In this comprehensive guide, we’ll walk you through the … More Your Guide to Securing a Mortgage as an Expat in the Netherlands
The housing market was hot over the past couple of years. The excessive demand is no longer there since the coronavirus outbreak. The number of houses for sale increases and interest is still low. As a result housing supply and demand are more balanced since the corona virus outbreak. The housing market was hot over … More Housing supply and demand more balanced since corona
The Ministry for the Environment and Housing, the Dutch Banking Association, the Dutch Association of Insurers, the National Mortgage Guarantee and the Eigen Huis Association have made agreements to ensure that homeowners with payment arrears do not end up on the street during the corona crisis. Lenders will not be forced to sell homes until … More No forced sales when the mortgage is overdue
The corona virus also reached our country at the end of February. Since then, the measures have followed one another quickly. This affects all branches, including the real estate market. We keep a close eye on developments and reporting and critically examine the consequences for consumers, brokers and appraisers. Many brokers offer virtual viewings. We … More Safe viewing in Covid-19 times
NHG LIMIT PER 2020 STRETCHED TO € 310.000,-. For those who want to buy a house in 2020, there’s a nice advantage. From 2020, the NHG limit will be € 310k. This limit stood at € 290k before. ________________________________________ NHG calculation The NHG (National Mortgage Guarantee) limit is determined every year. For the past two … More NHG limit per 2020 to € 310k
The most lucrative buy-to-let market in the European Union turns out to be the Netherlands. … More BLOG: Buy to let
