National Mortgage Guarantee limit rises to €450,000: can you benefit from this?

As of 1 January 2025, the limit for the National Mortgage Guarantee (NHG) will rise from €435,000 to €450,000. If you want to co-finance energy-saving measures, the limit will even rise to €477,000. This means that home buyers with a mortgage up to this amount will have the opportunity to build in extra security. At … More National Mortgage Guarantee limit rises to €450,000: can you benefit from this?

Opportunities for First-Time Buyers: How Private Landlords Are Shaping the Dutch Housing Market

As a real estate agent closely following the Dutch property market, I want to highlight a unique opportunity emerging in 2025: the increasing number of private landlords selling off smaller properties. These shifts in the market are opening doors for first-time buyers looking to step onto the property ladder. Here’s why this is happening and … More Opportunities for First-Time Buyers: How Private Landlords Are Shaping the Dutch Housing Market

Living the Dream: An Expat’s Guide to the Netherlands  

Just before Christmas I had a chat with one of our clients, who made the big step to build himself a future in the Netherlands a couple of years ago.   I asked him if he maybe could share some insights and tips for those considering a similar step. He replied that he would put some … More Living the Dream: An Expat’s Guide to the Netherlands  

Your Guide to Securing a Mortgage as an Expat in the Netherlands

Are you dreaming of making the Netherlands your new home, exploring picturesque canals, landscapes, villages or cities and immersing yourself in Dutch culture? As an expatriate, one of the most significant steps in settling down in the Netherlands is securing a mortgage for your dream home. In this comprehensive guide, we’ll walk you through the … More Your Guide to Securing a Mortgage as an Expat in the Netherlands

Housing supply and demand more balanced since corona

The housing market was hot over the past couple of years. The excessive demand is no longer there since the coronavirus outbreak. The number of houses for sale increases and interest is still low. As a result housing supply and demand are more balanced since the corona virus outbreak. The housing market was hot over … More Housing supply and demand more balanced since corona

No forced sales when the mortgage is overdue

The Ministry for the Environment and Housing, the Dutch Banking Association, the Dutch Association of Insurers, the National Mortgage Guarantee and the Eigen Huis Association have made agreements to ensure that homeowners with payment arrears do not end up on the street during the corona crisis. Lenders will not be forced to sell homes until … More No forced sales when the mortgage is overdue